Answers to common questions about family offices, our services, and working with FWA.
At FWA, we believe that transparency is the most effective tool for managing potential conflicts of interest. In accordance with the Regulation of Investment Advice Law (1995), we proactively disclose all our 'Affiliated Alliances'—strategic relationships with financial institutions and fund managers that allows us to deliver added value to our clients.
We maintain our professional objectivity and mitigate conflicts through three core pillars:
FWA operates as a private wealth management focused exclusively on "Qualified Investors."
While FWA does not require a corporate license for this specific activity, our principal, Daniel Peretz, is a fully licensed Investment Marketer regulated by the Israel Securities Authority (ISA).
This structure allows us to offer the flexibility and sophistication of a Family Office, while ensuring that all regulated investment marketing activities are conducted by a licensed professional. Due to our strategic affiliations with leading financial institutions, we operate under an "Investment Marketing" definition, ensuring full transparency regarding our alliances.
The difference lies in alignment and scope.
While banks and asset managers act as vendors focused on specific products or mandates, FWA acts as your Strategic Architect. We sit on your side of the table to provide holistic management across your entire balance sheet.
Instead of replacing these providers, we coordinate them. By leveraging our strategic alliances, we act as an informed bridge to institutional-grade opportunities and terms that are often unavailable to individual private banking clients - ensuring you get the best of the market, fully integrated into your family's long-term strategy.
In Discretionary Management, you authorize an advisor to make buy-and-sell decisions on your behalf without your prior approval. While efficient, this model often turns clients into passive participants who may lose touch with the logic behind their portfolio.
At FWA, we operate exclusively on a Non-Discretionary basis. We believe you should remain the ultimate decision-maker. Our role is to provide the strategy, the education, and the recommendations, but we never execute a trade without your understanding and consent. This ensures you remain in full control and grow your financial knowledge alongside your wealth.
Not at all. Think of it as more control, less administration.
We distinguish between "work" and "decision-making." We handle 100% of the heavy lifting - research, paperwork, bank coordination, and execution. Your role is elevated to the executive level: you review clear, simplified recommendations and give the final "green light."
While we insist on you being the ultimate authority over your wealth, we ensure the process is efficient. You get the peace of mind of being in the driver's seat, without the burden of having to check the engine yourself.
Absolutely. We believe that preparing the family for the wealth is just as important as preparing the wealth for the family.
We work closely with you to design custom learning experiences and facilitate structured family meetings. These sessions are designed to foster communication and focus on the critical "human" components of wealth management, including:
We operate on a transparent, Fee-Only basis.
Unlike traditional models that rely on hidden commissions or performance incentives, our fees are agreed upon in advance and are based on the complexity of your wealth enterprise (or a percentage of Assets Under Management).
No Performance Fees: We do not charge performance fees. We believe this eliminates the temptation to take unnecessary risks with your capital just to chase short-term returns.
Objective: As mentioned, any third-party commissions are fully credited back to you, ensuring our only revenue comes directly from the families we serve.
Conflict often stems from ambiguity or the feeling of not being heard. While we cannot promise perfect harmony, we promise to create a safe, structured environment where every voice counts.
We act as a neutral third party to bridge gaps between generations. By facilitating open communication and clear decision-making protocols, family members feel included rather than sidelined - which significantly reduces friction.
When deeper intervention is needed, we seamlessly integrate top-tier family governance experts and financial literacy mentors to ensure your family dynamic is as resilient as your portfolio.
Not at all. In fact, we encourage maintaining multiple banking relationships for diversification.
We don't replace your banks; we manage them. Acting as your objective advocate, we oversee all your providers to ensure they remain competitive and aligned with your broader strategy.
Through consolidated reporting, we act as an external auditor: reviewing transactions, verifying fee structures, catching errors, and ensuring that you are paying exactly what was agreed upon - and nothing more.
Yes, we do. We create holistic financial plans to encompass all areas of your wealth enterprise, including:
Crucially, this plan is dynamic - it evolves constantly alongside your family's changing needs and market conditions.
We believe that consistent, transparent communication is vital to a successful partnership. While we tailor the frequency to your preference, our standard framework includes:
Beyond the schedule, we operate on an open-door policy - you have direct access to us whenever questions or opportunities arise.
We invite you to a private introductory meeting to explore if FWA is the right partner for your family. Please leave your details below, and we will be in touch personally to schedule a time.
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